financial risk management pdf notesintensive military attack crossword clue

Operational. Financial risk management techniques should guard any kind of asset, from your personal pocket money to the funds of an entire company. We will be covering BBA, Machine Learning, B.Com and B.Tech courses in our videos. Which of the following is a good example of a framing assumption (FA)? Published by : Directorate of Studies The Institute of Cost and Works Accountants of India 12, Sudder Street, Kolkata - 700 016 Printed at : Swapna Printing Works Private Limited 52, Raja . We will be covering BBA, Machine Learning, B.Com and B.Tech courses in our videos. FIN 320: Case Study Lower Growth Impact : Explain the impact a lower growth in sales could have on the dividend policy and retained earnings for the company featured in the case study of SciTronics. The estimation gap of an optimal hedge ratio that would be subject to the investor's risk preferences through time is filled by the relatively more complex and sophisticated expected utility maximization methodology. S.J. Risk Management Definition "The identification, analysis and economic control of those risks that can threaten the assets or earning capacity of an enterprise' Hollyoake (2002) Risk management has an important role in achieving an organisations objectives - Prevention or reduction of risks identified - Plans to ensure cash flows after loss @riQV$P4cceff]}& G''+g33W77D)W t|$((|X$]WtX8VIaROd QQU4E9JEIVFu? It includes forecasting potential risks like financial uncertainties, strategic management errors, legal liabilities, accidents and natural disasters, and making certain provisions to . In the CIMA Professional Development Framework, financial risk features in corporate finance and treasury and risk and return. Capital structure affects both the profitability and the financial risk faced by a business. Malz 2011, sec. + AU $20.00 postage. 4 Types of Risk. Filled with in-depth insights and practical advice, the Financial Risk Manager Handbook is the core text for risk management training programs worldwide. The Strategic Financial Management Study Notes Nov 2022 pdfs are given below and you can . Value at risk. New versions of the development software will not be released, I am stuck on the last part of my case study for FIN 320: This refers to the case study - Assessing a company's future financial health SciTronics Lower Growth Impact : Explain the impact a lower, During the Material Solution Analysis (MSA) phase, it is important to assess risk to achieve exit criteria for which review? Equity Research Training. A total of eleven ratios were developed and was used to design a model. Check similar videos on our youtube channel -, Download Financial Risk Management book notes pdf free PDF, Financial Risk Management book notes pdf notes. Sorry, preview is currently unavailable. Download Financial Management Notes, PDF, Books, Syllabus for B COM, BBA 2022. The current review shows that when evidence from the energy market during periods of extremely volatile economic climate is considered, both hypotheses can be violated, hence it becomes reasonable that especially for extended hedging horizons it would be wise for potential hedgers to take into consideration both methodologies in order to build a successful and profitable hedging strategy. The option has expirationt=6and strike=80. Questions 1-6 should be answered by building an n = 10-period, Floating rate loan. Add To Cart Buy Now. College Tutor is created with a motive to help students hack their semester exams easily. Investment Analysis and Portfolio Manage . 12.1, 12.4-5. . To learn more, view ourPrivacy Policy. Market liquidity risk and risk management Readings Lecture notes: Liquidity risk. ACCA P4: Advanced Financial Management Education Notes. 4.9 Rating Rs 99. 5 Operational Risk Financial Analysts Journal, 56 (2):47-67, Mar.-Apr. Financial Management class 12 Notes Business Studies. The principal aim of this thesis is to provide for the first time a complete and comprehensive literature review of all publicly available volatility indices, which are considered the most important tools for volatility forecasts, but also for risk management and portfolio management as well. Volatility is not the same as risk. The loan called for a floating rate that was 25 basis points. . Financial Risk Management. According to the Webster's New World Dictionary, risk is the chance of In these notes, all of . Credit. Starting-Up - Complete Guide. P4 Module 8 FX Risk. Download notes pdf for free. By using our site, you agree to our collection of information through the use of cookies. There is risk inherent in nearly everything we do, but this reading will focus on economic and financial risk, particularly as it relates to investment management. RM must be performed regularly throughout the achievement life cycle. syllabus for P3 Management Accounting Risk and Control Strategy. This preview shows page 1 - 6 out of 114 pages. financial and managerial accounting 13e by Carl S. Warren, New In Plastic. The academic bibliography of volatility indices is also presented. The birth of financial theory is generally associated with the seminal work of Louis Bachelier in 1900; he was the first to use Brownian motion to analyze . Risk Management Topic 2 Lecture Notes; Risk Consult Note; Other related documents. 3 Risk Has Two Components. F)EF$Nt6y*S\MFTfU=9| This is an advanced course in financial risk management given at the University of Paris-Saclay. Module 8. P4 Module 8 FX Risk. In the next pages, the kinds of volatility indices, their calculation processes and their practical applications are discussed. P4 Module 8 FX Risk - Free download as PDF File (.pdf), Text File (.txt) or read online for free. Session 5 Leverage and leverage risk . At year-end 2016, the credit risk on consolidated level was 4.4 billion (2015: 4.3 billion) for cash, loans, trade and other receivables. in risk management in the manual entitled Regulations on Risk Management. The aim of the current review paper is to present in detail the two dominant hedging strategies relative to energy portfolios, the Minimum-Variance hedge ratio and the expected utility maximization methodology. Enter the email address you signed up with and we'll email you a reset link. . . .. . .. .. .. .. . .. . 4.2.2 Transactions or Volume Based Models. IT security threats and data-related . CA Test Series . Step 2. IT security threats and data-related Reputational. In the CIMA Professional Development Framework, risk features in a number of areas including governance, enterprise risk management . Since the course has been structured to help students get to grips with the mechanics that underpin modern risk management, the study materials will focus on three . We provide complete financial management pdf. But who creates a feasible financial risk management plan? Second consultative document: Margin require- Financial Management. If you found us helpful. Topics covered includes: The Finance Function , The Investment Decision , Capital Structure Decisions, Dividend Decisions, Management Of Current Assets. Please rate us 5 star and get featured on our Fans page. on this website, you will find some of the top financial management notes for mba like; financial management mba 2nd sem notes pdf, strategic financial management notes for mba, international financial management notes for mba pdf and other financial management pdf notes for mba similar in content to college-level financial management notes pdf In the manual, we have specified the basic policies for risk management: 1) Set forth SMFG's Groupwide basic policies for risk management after specifying the categories of risk to which these policies apply; 2) Provide all necessary guidance to Group 5. In fact, people who decide to go into business must reconcile with the fact that risks come part and parcel of the whole endeavor. Increase your value. However, FRM, FRU, FC and FCU are indirectly related to SGP. What Is Financial Risk Management? 2. Planning to buy something from Amazon? Students must understand risk management and may be examined on it. April 29, 2020 by Kishen. Financial Management study material includes financial management notes, financial management book, courses, case study, syllabus, question paper, MCQ, questions and answers and available in . This companion book contains the solutions of the tutorial exercises which are included in the Handbook of Financial Risk Management. .. .. .. .. . . .. . 2.1.4 Exchange-Traded and Over-the-Counter (OTC) Derivatives. r_qt0312e.pdf. 5 April 2022. financial risk management 2010-11 topics t1 stock index futures duration, convexity, immunization t2 repo and reverse repo futures on t-bills futures on t-bonds delta, gamma, vega hedging t3 portfolio insurance implied volatility and volatility smiles t4 modelling stock prices using gbm interest rate derivatives (bond options, caps, Paper-6B: Financial Services and Capital Markets. No issues will be identified during functionality testing. Financial risk management is a process to deal with the uncertainties resulting from financial markets. . . . 5.2.1 Unfunded Credit Derivative Products. ^CKKKTbZ _`hJ P8BXA! The Bensington Glass Company entered into a loan agreement with the firm's bank to finance the firm's working capital. The essential reference for financial risk management. Planning to buy something from Amazon? These threats, or risks, could stem from a varied variety of sources, including financial uncertainty, strategic management errors, legal liabilities, accidents and natural disasters. The table of contents is the following: 1. Investors and portfolio managers have certain levels of risk which they can bear. Risk management is core to the current syllabus for P3 management accounting risk and control strategy of the professional qualification. During the middle ages, the, was used in the context of good or bad fortune associated with loss or damage. Within an uncertain worldwide economic climate and a highly volatile energy market, energy producers, retailers and consumers had to become more adaptive and develop the necessary energy risk management and optimal hedging strategies. Cash flow 4. Go through the crucial notes that are covered in the chapter on Financial Management and get through with the topic. The violation of constant volatility and the log-normality assumption of the BlackScholes option pricing model led to the discovery of the volatility smile, smirk, or skew in options markets. 6. ;?0X=f+-*,|-lTmEX?wx^V/XkBV7X[D0E Financial Management Lecture Notes. a "Risk Register" Review all risks at least annually Serious risks to be reviewed more often depending on circumstances Report on risk to senior management / Board Business finance is the money that is needed to carry out various activities for your business. Author (s): Dr. T.Vara Lakshmi. In this paper, we developed financial ratios from government annual reports. Introduction to Financial Risk Management Lecture. When it is interpreted as uncertainty, it becomes a key input to many investment decisions and portfolio creations. Photo: SeanZeroThree / Getty Images Definition and Examples of Risk Management Risk management when investing is the process of identifying investment risk and determining the best way to address that risk. Financial risk management is the processing of handling and managing anticipated and current financial threats at an enterprise or firm by a good strategic plan that could possibly stop the revenue leakage. Financial Management Notes: Financial management is that aspect of a business that focuses on planning, organizing, directing and controlling the financial activities such as procurement and utilization of funds of the enterprise. ing, financial reporting, legal structures, and autonomy are adequate to maintain the integrity of operations and mini-mize the risk of any misuse of IMF resources. Part. These are expected to be true for Bitcoin options as well. A detailed description of financial risk mitigation follows, You can download the paper by clicking the button above. FINANCIAL MANAGEMENT & INTERNATIONAL FINANCE FINAL GROUP - III PAPER - 12. Open navigation menu. Lending activities can be directly performed by the bank or indirectly through capital markets.. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Vital concepts of Risk Management | MIT School of Distance Education - Risk management is the process of identifying and controlling any potential threats to an organisation's assets, resources and capital. Nevertheless, if hedgers share infinite risk aversion or if alternatively the expected futures price is approximately zero the two methodologies become equivalent. Add To Cart Buy Now. This chapter provides an overview of the financial risk-management framework and control structure of the IMF. Electronic copy available at : http ://ssrn.com /abstract = 2776813 Preface ' & $ % Warning Theselecturesnotesarecurrentlybeingwrittenandfarfromcom- AU $46.82. Lecture notes, lectures 1-8; Econ 1267 Quantitative Analysis All Topics 1 To 6 Questions and Solutions; BAFI1026 Tutorial 3; . To browse Academia.edu and the wider internet faster and more securely, please take a few seconds toupgrade your browser. Jain Institute Of Management & Research, Mumbai BDS 1212, Practice Question Set ERM and Future Trends.pdf, 2 Promote optimal neurological function assess LOC movement and sensation, 38 Which of the following is the genus represented by the greatest diversity of, BSBADM502 Assessment Name BSBADM502 Assessment Version V20191 Last Reviewed, Frontier Education Foundation Degree College for Girls, Nahagi, Peshawar, Interviewer How did you all get on together Douglas I suppose we were a bit, 26 Summer Housing and Meals Summer Housing and Meals Residence Halls Suites, University of San Carlos - Talamban Campus, When the foreign market is competitive importers might expect liberal open, Computer Engineering Courses Go to the ECECS Department Courses for the, Henry and Jane are married and file jointly Janes birthday is 12311953 and, Despite being able to access websites from the United States doing so was, As3 SOCIAL DETERMINANTS OF HEALTH Thailand and Ausstralia Topic 1200w 6.1.22.docx, The nurse is teaching a patient about some of the health consequences of, Some people prefer using alkaline manganese cells in their alarms instead of, The historical city Timbuktu is located in which West African country a Niger b, 1 Mycobacterium tuberculosis 2 Streptococcus pneumoniae 3 YNeisseria, In preparing the standalone financial statements the Management and Board of, 1 Who in Greek mythology who led the Argonauts in search of the Golden Fleece a, Developmental Mathematics: Prealgebra, Beginning Algebra, & Intermediate Algebra, Calculus, Single Variable: Early Transcendentals, Single Variable Calculus: Early Transcendentals, Essential Calculus: Early Transcendentals. Any default of payment of interest or repayment of principle amount may lead to liquidation. CBSE quick revision note for class-12 Business Studies, Chemistry, Math's, Biology and other subject are very helpful to revise the whole syllabus during exam days. This thesis provides a broad overview of the evolution that has been made in the fields of volatility forecasting and derivatives pricing. RM is a scientific process based on the application of game theory, decision theory, probability theory and utility theory. Financial risk management is a process that entails companies setting up guidelines to define their policy on accepting. Risks may be internal or external which will affect . C& Download notes pdf for free. Forecasting volatility in financial markets: A review, Energy Commodities: A Review of Optimal Hedging Strategies, Volatility in covered warrants - A comparison between EGARCH-forecasted volatility and implied volatility on the Swedish warrant market, Implied volatility estimation of bitcoin options and the stylized facts of option pricing, An Introduction to Market Risk Measurement, An Assessment of State Government Performance through Financial Ratio Analysis Model. It occurs when an investor buys U.S. Treasury bonds over corporate bonds, when a fund manager hedges his currency exposure with currency . Presented in a clear and consistent fashion, this completely updated Sixth Edition, mirrors recent updates to the new two-level Financial Risk Manager (FRM) exam, and is fully supported . 5 Rating Rs 18000. Financial Risk Manager (FRM). Definition In finance, risk management is a process of identifying, evaluating, and controlling the risk in a portfolio. However, this becomes possible at the cost of a rather restrictive assumption for infinite hedger's risk aversion. Financial Management is concerned with optimal procurement as well as usage of finance. Risk scenarios may emerge out of management challenges and technical challenges in achieving specific goals and objectives. Academia.edu no longer supports Internet Explorer. Risk 3. Gossel - Financial Risk Management Course NotesPage 8CHAPTER 2: FINANCIAL ENGINEERING2.1Definitions and Concepts2.1.1DerivativesA derivative is a financial instrument whose value depends on an underlying variable.7There aremany different types of derivatives but the most common are options, futures, and swaps. What Is Financial Risk Management?. 2000. . Uncertainty. Gossel - Financial Risk Management Course Notes. CBSE Class-12 Revision Notes and Key Points. In the financial world, risk management is the process of identification, analysis and acceptance or mitigation of uncertainty in investment. What Is Financial Risk Management?. A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Financial Risk Management is a down-to-earth module that de-bunks the thought that just an elite few can truly grasp the dynamics of risk. College Tutor is created with a motive to help students hack their semester exams easily. Eight hundred and thirty people were interviewed. The tables below present the important dates in the evolution of risk management and of derivatives or structured financial products. Risk management is the procedure of identifying, assessing and controlling threats to an organization's capital and incomes. Exposure. Please do not circulate or cite without the . An FRM identify threats to assets, earning capacity, or the success of an. Financial risk management is a function within organizations that aims to detect, manage, and hedge exposure to various risks stemming from the use of financial services. Practice Question Learning from Financial Disasters.pdf, Financial_Derivatives_and_Market_Risk_Management_v7.02_final (3).pdf, S.p. STUDY NOTES. The revision notes covers all important formulas and concepts given in the chapter. Derivatives and Risk Management - LPU Distance Education (LPUDE) Understanding the Role of Financial Risk Managers (FRMs). We also find that four (FRC, FE, SDR, and SPCD) are directly related to State Governments Performance (SGP). Our credit risk is well spread among both global and local counterparties. 4.9 Rating Rs 3999. The Minimum-Variance hedge ratio approach is by far the most popular in literature as it is less time consuming and computationally demanding; nevertheless by applying the appropriate multivariate model Garch family volatility model, it can provide a very reliable estimation of the optimal hedge ratio. Introduction to nancial intermediation and nancial risk Financial risk taxonomy Market risk Varieties of market risk Market risk: risk of loss from changes in market prices or risk factors Some forms of market risk Price risk: asset prices go the wrong way Execution risk: cannot execute trades quickly or skillfully enough to avoid loss Course Hero is not sponsored or endorsed by any college or university. Return 2. Have the person or the committee review your premises, your financial procedures, your equipment, your human relations practices, and your client operations to identify Risk management processes and tools make difficult business and financial problems easier to address in an uncertain world. Financial Risk Management Prof. Leigh Tesfatsion, ISU NOTE: This presentation makes use of materials from N. Yu, A. Somani, and L. Tesfatsion, "Financial Risk Management in Restructured Wholesale Power Markets: Concepts and Tools", Proceedings, IEEE Power and Energy Society General Meeting, Mpls, MN, July 2010 (electronic). Class 12 Business Studies Chapter 9 Revision Notes. Paper-6D: Economic Laws . Our largest counterparty risk amounted to 289 million at year-end 2016 (2015: 249 million ). Basel Committee on Banking Supervision. + AU $10.67 postage. Risk: Financial risk refers to a situation when a company is unable to meet its fixed financial charges. Financial Management Unit-I: Financial Management: meaning, nature and scope of finance; financial goals; profit maximization, wealth maximization; finance functions, - investment, financing and dividend . It involves and impacts many parts of Y&jX 0 Alternative System Review (ASR) 0 System Functional Review (SFR) 0, Compute the price of an American call option on the same ZCB of the previous three questions. It involves identifying and understanding the financial risk that the company faces, forming a view on what is likely to happen in the future and, in the light of this,. on why, when and where there is a need for risk management and how to measure and manage risk. It involves assessing the financial risks facing an organization and developing management strategies consistent with internal priorities and . Hw4KIA^waVbD/AQ"!5ZEE(QUs{33gyfHBQPEy%. Risk management is the process of identifying, assessing and controlling threats to an organization's capital and earnings. Profit. Risk management processes and tools make difficult business and financial problems easier to address in an uncertain world. Introduction. Debt is more risky for the business as it adds to the financial risk faced by a business. FRM Notes MBA II yr IV SEM Unit I: Introduction to Risk Management: . Financial risk of the company increases with the higher use of debt. So, global financial management, global investment management, foreign exchange risk management, etc., become more important topics. Add To Cart Buy Now. Check similar videos on our youtube channel - Watch Here. 4.9 Rating Rs 2000. 6 December 2011 1 Free postage. The study covered 1999-2010 (inclusive) of democratic rule. The biggest. Financial Enterprise Risk Management (International Series on Actuarial Science) AU $16.01. Hb``$PPTR~|@T#2S/`MZ QJjq2%@q [$). Risk management occurs everywhere in the realm of finance. Risk Management. Enterprise Risk Management: From Incentives to, *Compiled by Sean Gossel, University of Cape Town, This textbook can be purchased at www.amazon.com, S.J. 21 mins read. The globally recognized standard for those who manage financial risk. We identified public expectations which were elicited from the public using the interview tool. Risk Management Risk Management Cycle - Step 5 Monitor & Report Use a standard format for capturing risk data e.g. Download the full reading (PDF) . Financial management is about analysing financial situation making financial decision setting financial objectives. It covers the following topics: Lecture 1. Title: Risk Management in Banking 1 Risk Management in Banking 2 An Introduction to Risk. f.y[&QRQX9lZI 7k!}n';Nizb:f=5d\-^q 4^ZuMon4VmSkP?y=-d_t)z7<8f|MK?|To~U * endstream endobj 15 0 obj << /Filter /FlateDecode /N 4 /Length 386430 /Alternate /DeviceCMYK >> stream Financial management notes pdf Dec. 23, 2019 . Examples of Financial Risks It ignores risk: Profit maximization does not consider risk of the business concern. 1. The main financial risk management strategies include risk avoidance, risk reduction, risk transfer, and risk retention. More precisely, governors having higher performance tend to increase the FRC and SPCD. 2.2 Milestones in financial risk management . These stylized facts; that is, the volatility smile and implied volatilities implied by the option prices, are well documented in the option literature for almost all financial markets. We find that, the explanatory power of the model is seventy-seven percent at 10 % level of significance (i.e R2=0.7676; P=0.0939). We help. Financial assets www.studyinteractive.org 13 fCHAPTER 1 - FINANCIAL MANAGEMENT: AN INTRODUCTION Capital assets A critical decision because of the strategic implications of many investments, the decision would include the following financial considerations: 1. Risk Management is the process of measuring or assessing the actual or potential dangers of a particular situation. Lecture Notes on Economics of Financial Risk Management1 Xiaodong Zhu2 March 20, 2011 1Incomplete draft for class uses only. %PDF-1.3 % 1 0 obj << /BleedBox [ 72 54 540 738 ] /Thumb 93 0 R /TrimBox [ 90 72 522 720 ] /MediaBox [ 90 72 522 720 ] /Resources 135 0 R /Parent 13 0 R /Contents 140 0 R /Type /Page >> endobj 2 0 obj << /Subtype /Type1 /FontDescriptor 80 0 R /BaseFont /BONAMD+FranklinGothic-Book /Encoding /MacRomanEncoding /Widths [ 300 0 0 0 0 0 0 0 300 300 0 600 300 220 300 0 600 600 600 600 600 600 600 600 600 600 300 0 0 0 0 540 0 560 620 620 660 560 480 660 660 260 400 0 500 820 660 660 560 0 620 620 500 640 0 820 0 560 0 0 0 0 0 0 0 540 540 480 540 540 300 500 540 240 220 500 240 820 540 540 540 540 320 520 320 540 440 660 440 420 420 0 0 0 0 300 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 300 0 0 300 0 300 300 0 0 300 300 300 300 300 0 0 300 0 0 0 0 0 300 0 300 300 0 0 0 300 0 0 0 0 0 500 0 460 460 0 300 ] /Type /Font /FirstChar 32 /LastChar 213 >> endobj 3 0 obj << /Subtype /Type1 /FontDescriptor 70 0 R /BaseFont /BONAME+FranklinGothic-ExtraCond /Encoding /WinAnsiEncoding /Widths [ 194 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 352 0 388 0 407 426 352 333 407 0 204 0 426 352 537 426 0 389 0 407 370 334 0 0 556 0 334 0 0 0 0 0 0 0 352 370 334 370 352 222 334 354 166 0 352 166 540 354 370 370 0 260 316 259 354 316 446 334 314 296 ] /Type /Font /FirstChar 32 /LastChar 122 >> endobj 4 0 obj << /Subtype /Type1 /FontDescriptor 74 0 R /BaseFont /BONAMF+Bembo /Encoding /MacRomanEncoding /Widths [ 278 0 0 0 0 0 0 0 302 302 0 0 260 396 260 458 490 490 490 490 490 490 490 490 490 490 260 0 0 0 0 0 0 677 635 729 760 594 531 740 792 333 302 0 552 917 813 823 563 823 802 490 677 792 688 1000 750 708 0 0 0 0 0 0 333 396 500 427 500 438 271 469 521 260 250 500 240 792 521 521 500 500 333 302 292 521 479 740 490 469 406 0 0 0 0 278 0 0 0 0 0 0 0 0 396 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 354 0 0 0 0 0 0 0 278 0 0 278 0 278 278 0 0 278 278 278 278 278 0 0 278 0 0 0 0 0 278 0 278 278 0 0 0 278 0 0 0 0 0 0 0 479 479 0 260 ] /Type /Font /FirstChar 32 /LastChar 213 >> endobj 5 0 obj << /Subtype /Type1 /FontDescriptor 76 0 R /BaseFont /BONANH+FranklinGothic-Demi /Encoding /WinAnsiEncoding /Widths [ 300 0 0 0 0 0 720 0 0 0 0 0 0 0 300 0 0 600 600 600 0 0 0 0 0 0 300 0 0 0 0 540 0 640 0 660 660 580 540 0 660 300 0 0 500 880 660 660 620 660 660 600 540 660 0 900 0 0 0 0 0 0 0 0 0 540 0 540 540 540 300 560 540 260 0 560 260 820 540 540 540 0 340 500 380 540 480 740 540 480 ] /Type /Font /FirstChar 32 /LastChar 121 >> endobj 6 0 obj << /Subtype /Type1 /FontDescriptor 78 0 R /BaseFont /BONANI+Bembo-Italic /Encoding /WinAnsiEncoding /Widths [ 278 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 406 0 0 438 344 229 0 0 240 0 458 229 677 469 396 438 0 271 302 260 469 0 0 490 ] /Type /Font /FirstChar 32 /LastChar 120 >> endobj 7 0 obj << /Subtype /Type1 /FontDescriptor 72 0 R /BaseFont /BONANJ+FranklinGothic-Condensed /Encoding /WinAnsiEncoding /Widths [ 268 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 536 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 537 0 556 0 500 0 0 593 0 0 0 0 0 0 0 556 0 556 0 482 ] /Type /Font /FirstChar 32 /LastChar 84 >> endobj 8 0 obj << /Subtype /TrueType /FontDescriptor 82 0 R /BaseFont /BONAPL+Courier /Encoding /WinAnsiEncoding /Widths [ 600 0 0 0 0 0 0 0 0 0 0 0 0 0 600 600 600 600 600 600 600 600 600 600 600 600 600 0 0 0 0 0 0 600 0 0 0 0 0 0 0 0 0 0 0 600 0 0 600 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 600 0 600 600 600 0 600 0 0 0 0 0 0 0 0 0 600 0 0 0 0 0 0 600 ] /Type /Font /FirstChar 32 /LastChar 120 >> endobj 9 0 obj << /HT 69 0 R /UCR2 /Default /op false /OPM 1 /BG2 /Default /SM 0.020000 /OP false /SA false /Type /ExtGState >> endobj 10 0 obj << /HT 69 0 R /UCR2 /Default /op false /OPM 1 /BG2 /Default /SM 0.020000 /OP false /SA true /Type /ExtGState >> endobj 11 0 obj [ /ICCBased 15 0 R ] endobj 12 0 obj [ /ICCBased 14 0 R ] endobj 13 0 obj << /Count 10 /Type /Pages /Parent 41 0 R /Kids [ 1 0 R 16 0 R 19 0 R 22 0 R 25 0 R 28 0 R 31 0 R 33 0 R 35 0 R 37 0 R ] >> endobj 14 0 obj << /Filter /FlateDecode /N 1 /Length 741 /Alternate /DeviceGray >> stream

Better Minecraft Fabric Server, Crisp Mexican Pancake, Nursing Assistant Salary Florida, The Heart Principle Quotes, Club Pilates West New York, Stardew Valley Language Translator, Motorola Fastboot Commands, Is Low-carb Bread Good For Weight Loss,